To ensure effective financial management of a travel agency, there is a need to understand the main concepts and methodology surrounding cost management and budgeting. An effective budget not only provides a forecast of the organization’s income and expenditure, but also acts as a measurement of the actual financial operations of the business against the forecast. Trainer Profile: Jane Teo, Adjunct Lecturer Jane graduated with a First-Class Honours Degree in Commerce (double major in Finance and Economics) from the University of Sydney, Australia. She also holds a Diploma in Hospitality and Tourism Management from Temasek Polytechnic. Jane has spent 5 years as a hotelier specialising in analytics and revenue management. Prior to this, she was teaching in the University of Sydney. She is passionate about educating the next generation and current practitioners.